Two-minute income check

How ready is your income story?

Base salary may be only part of your income story. Bonuses, STI, commission, allowances and business income can need different evidence and lender policies. Answer seven quick questions and get a practical preparation plan.

Question 1 of 7

Let’s start with the goal.

What are you considering?
Which best describes your work?
Choose the closest fit.
For your current role or variable income:
Approximate deposit or usable equity:
Credit cards, personal loans, HELP debt and regular spending:
Choose the most likely timeframe.
Your preparation path

What to gather

    What to clarify

      This is where policy matters.

      The checker is general guidance, not a credit assessment. The Finance for Foodies and Alcove team can review the full position and compare relevant lender requirements.

      Talk it through →
      Build my full document checklist
      What this checks

      Readiness is mostly about evidence, timing and lender fit.

      01

      Income evidence

      Whether the different parts of your income can be demonstrated consistently.

      02

      Application shape

      How deposit, liabilities and timeframe affect what should be addressed first.

      03

      Policy questions

      Where a human review may uncover options that a generic calculator cannot see.