Investment lending with each purpose kept clear.

Know what the strategy asks of the lending.

We review the proposed purchase, existing home debt, usable cash or equity, income evidence and the buffer you want to preserve before comparing suitable lenders.

Loan labels do not create tax deductibility.

The use and movement of borrowed funds matter. Separate splits can create a clearer trail, but the structure should be reviewed with your accountant or tax adviser.

Different income. Different property plans.